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04 — Android app

Finotify

Personal finance that tracks itself — built from the bank and UPI messages already on your phone.

Finotify product visual: the app on a phone with a balance card, income and expense tiles and recent transactions, alongside callouts for automatic SMS reading, monthly spending and bill reminders.
Product visual
Category
Automated personal finance
Platform
Android
Stack
React Native, Node.js, Express, MongoDB
Hosting
Railway

The challenge

Nobody enjoys logging expenses.

Manual expense tracking takes effort every single day — so it rarely lasts.

Finotify reads the bank and UPI SMS messages people already receive, directly on the device, and builds the financial record automatically.

The approach

Zero-effort tracking.

  1. 01

    SMS intelligence

    Reads bank and UPI SMS messages on the device and turns them into transactions.

  2. 02

    Smart analytics

    Insights on spending, savings and trends — with tracking in any currency.

  3. 03

    Due payments

    Reminders for upcoming bills and EMIs, so nothing slips past.

Interactive

From SMS to insight.

Step through it — or use the arrow keys.

Messages · sample data

BANK ALERT

Rs.499.00 debited from A/c XX1234 on 12-Oct via UPI to STORE. Ref 401234.

Read on device · sample data
Amount₹499.00
TypeDebit
ChannelUPI
AccountXX1234
MerchantStore
Spending · sample data
Store · ₹499.00
Added to Shopping
Food
Shopping
Bills
Transport
Upcoming · sample data
Electricity bill
Due in 5 days
Phone recharge
Due in 12 days
Loan EMI
Due in 18 days

Sample messages and figures, for illustration only.

The work

Three screens, one picture.

Illustrated layouts of three Finotify screens: an overview with a balance card and transactions, spending analytics with a donut chart, and a list of bill reminders.
OverviewAnalyticsReminders

The outcome

A record that builds itself.

Manual entry is replaced by reading SMS on the device, with analytics and reminders layered on top.

  • Android app built with React Native
  • On-device reading of bank and UPI SMS
  • Spending analytics, multi-currency tracking and bill reminders
  • Node.js, Express and MongoDB back end, hosted on Railway
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